*** New Feature! You can now apply for a loan online!! Apply Here ***

Routing #: 221376924

(315) 724-5133

Mon-Fri: 8am – 4pm

Utica District Telephone Employees Federal Credit Union

Banking Built for Our Community

Online Banking

Current Rates​

Achieve your goals affordably with our consistently low, member-first interest rates on auto, personal, and recreational loans.

Find ATM/Branch

UTELFCU is part of the Sharenet and CO-OP Networks of Surcharge-free ATMs.

Loan Application

UTELFCU offers a wide variety of loan products.

Insurance

Protect what matters most with UTELFCU’s comprehensive, member-first insurance options.